A 24-year-old journalist expresses frustration about the financial challenges facing Generation Z, particularly regarding homeownership and international travel. She argues that economic realities make it exceedingly difficult for young people to achieve the same milestones as previous generations.
The journalist details how the current economic climate has significantly impacted the accessibility of homeownership. Increased key rates and rising apartment prices have made mortgages unaffordable for many young people, even those with stable jobs. She recounts her own experience of calculating mortgage payments and realizing the immense financial burden it would place on her.
She dismisses alternative mortgage programs due to geographical limitations or lifestyle choices. The journalist emphasizes that renting is the only viable option, despite feeling like she is simply giving money away. She also counters the narrative that Generation Z prioritizes mobility over homeownership, stating that the inability to afford housing is the primary reason many young people do not own apartments.
The journalist also laments the difficulty of international travel. She notes that the cost and logistical challenges of traveling to Europe are prohibitive, limiting travel options to more affordable destinations. While acknowledging the beauty of Russia, she expresses a desire to explore the wider world.
She concludes by acknowledging that some may view her concerns as complaints, but she argues that it is natural to aspire to a better quality of life than previous generations. Despite the challenges, she remains determined to make the most of the present circumstances.